Renters Insurance in Tomball & Houston, TX - Protect Your Belongings

Coverage Built For Life In 77377

Renting near Tomball Town Center, along FM 2920, or close to Vintage Park in Houston? O'Sullivan Integra makes renters insurance Tomball TX simple and affordable for apartments, leased homes, and condos. Your landlord's policy won't cover your furniture, electronics, or clothes-your policy will. Many clients pay just a few dollars a month for valuable protection that fits city life, campus living, or a first place in Cypress.

What A Solid Renters Policy Includes

A standard policy can help in more ways than you'd think:

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Personal Property

Covers belongings after a covered loss like fire or theft-at home or on the go.

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Liability

If a visitor is hurt at your place or you accidentally damage someone else's property.

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Loss of Use

Pays for a hotel or temporary rental if your place is uninhabitable after a covered claim.

Options To Match Your Lifestyle

Add riders for jewelry, cameras, or high-end electronics, and choose replacement cost so your stuff isn't depreciated at claim time. Most renters also need a car-bundle with Auto Insurance to save. O'Sullivan Integra will compare carriers, explain deductibles, and set limits that match your lease requirements.

Questions Houston-Area Renters Ask

  • Is renters insurance required?

    Many apartments now require proof of coverage. Even if not required, it's smart protection for your belongings and liability.

  • Will my policy cover my roommate?

    Typically, each non-related roommate needs their own policy. Spouses or relatives may be included-ask us for details.

  • What about water damage?

    Sudden pipe bursts are usually handled by renters or the building policy depending on circumstances. Flooding from rising water is separate-see Flood Insurance.

Ready When You Are

Moving into a new place near SH 249 or renewing in Midtown? O'Sullivan Integra can issue proof of coverage fast so your lease isn't delayed.